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The Rules of Pacers Digest

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Whether your are a long standing forum member or whether you have just registered today, it's a good idea to read and review the rules below so that you have a very good idea of what to expect when you come to Pacers Digest.

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Why do we do this? So that it's more difficult for spammers (be they human or robot) to post, and so users who are banned cannot immediately re-register and start dousing people with verbal flames.

Below are the rules of Pacers Digest. After you have read them, you will have a very good sense of where we are coming from, what we expect, what we don't want to see, and how we react to things.

Rule #1

Pacers Digest is intended to be a place to discuss basketball without having to deal with the kinds of behaviors or attitudes that distract people from sticking with the discussion of the topics at hand. These unwanted distractions can come in many forms, and admittedly it can sometimes be tricky to pin down each and every kind that can rear its ugly head, but we feel that the following examples and explanations cover at least a good portion of that ground and should at least give people a pretty good idea of the kinds of things we actively discourage:

"Anyone who __________ is a liar / a fool / an idiot / a blind homer / has their head buried in the sand / a blind hater / doesn't know basketball / doesn't watch the games"

"People with intelligence will agree with me when I say that __________"

"Only stupid people think / believe / do ___________"

"I can't wait to hear something from PosterX when he/she sees that **insert a given incident or current event that will have probably upset or disappointed PosterX here**"

"He/she is just delusional"

"This thread is stupid / worthless / embarrassing"

"I'm going to take a moment to point and / laugh at PosterX / GroupOfPeopleY who thought / believed *insert though/belief here*"

"Remember when PosterX said OldCommentY that no longer looks good? "

In general, if a comment goes from purely on topic to something 'ad hominem' (personal jabs, personal shots, attacks, flames, however you want to call it, towards a person, or a group of people, or a given city/state/country of people), those are most likely going to be found intolerable.

We also dissuade passive aggressive behavior. This can be various things, but common examples include statements that are basically meant to imply someone is either stupid or otherwise incapable of holding a rational conversation. This can include (but is not limited to) laughing at someone's conclusions rather than offering an honest rebuttal, asking people what game they were watching, or another common problem is Poster X will say "that player isn't that bad" and then Poster Y will say something akin to "LOL you think that player is good". We're not going to tolerate those kinds of comments out of respect for the community at large and for the sake of trying to just have an honest conversation.

Now, does the above cover absolutely every single kind of distraction that is unwanted? Probably not, but you should by now have a good idea of the general types of things we will be discouraging. The above examples are meant to give you a good feel for / idea of what we're looking for. If something new or different than the above happens to come along and results in the same problem (that being, any other attitude or behavior that ultimately distracts from actually just discussing the topic at hand, or that is otherwise disrespectful to other posters), we can and we will take action to curb this as well, so please don't take this to mean that if you managed to technically avoid saying something exactly like one of the above examples that you are then somehow off the hook.

That all having been said, our goal is to do so in a generally kind and respectful way, and that doesn't mean the moment we see something we don't like that somebody is going to be suspended or banned, either. It just means that at the very least we will probably say something about it, quite possibly snipping out the distracting parts of the post in question while leaving alone the parts that are actually just discussing the topics, and in the event of a repeating or excessive problem, then we will start issuing infractions to try to further discourage further repeat problems, and if it just never seems to improve, then finally suspensions or bans will come into play. We would prefer it never went that far, and most of the time for most of our posters, it won't ever have to.

A slip up every once and a while is pretty normal, but, again, when it becomes repetitive or excessive, something will be done. Something occasional is probably going to be let go (within reason), but when it starts to become habitual or otherwise a pattern, odds are very good that we will step in.

There's always a small minority that like to push people's buttons and/or test their own boundaries with regards to the administrators, and in the case of someone acting like that, please be aware that this is not a court of law, but a private website run by people who are simply trying to do the right thing as they see it. If we feel that you are a special case that needs to be dealt with in an exceptional way because your behavior isn't explicitly mirroring one of our above examples of what we generally discourage, we can and we will take atypical action to prevent this from continuing if you are not cooperative with us.

Also please be aware that you will not be given a pass simply by claiming that you were 'only joking,' because quite honestly, when someone really is just joking, for one thing most people tend to pick up on the joke, including the person or group that is the target of the joke, and for another thing, in the event where an honest joke gets taken seriously and it upsets or angers someone, the person who is truly 'only joking' will quite commonly go out of his / her way to apologize and will try to mend fences. People who are dishonest about their statements being 'jokes' do not do so, and in turn that becomes a clear sign of what is really going on. It's nothing new.

In any case, quite frankly, the overall quality and health of the entire forum's community is more important than any one troublesome user will ever be, regardless of exactly how a problem is exhibiting itself, and if it comes down to us having to make a choice between you versus the greater health and happiness of the entire community, the community of this forum will win every time.

Lastly, there are also some posters, who are generally great contributors and do not otherwise cause any problems, who sometimes feel it's their place to provoke or to otherwise 'mess with' that small minority of people described in the last paragraph, and while we possibly might understand why you might feel you WANT to do something like that, the truth is we can't actually tolerate that kind of behavior from you any more than we can tolerate the behavior from them. So if we feel that you are trying to provoke those other posters into doing or saying something that will get themselves into trouble, then we will start to view you as a problem as well, because of the same reason as before: The overall health of the forum comes first, and trying to stir the pot with someone like that doesn't help, it just makes it worse. Some will simply disagree with this philosophy, but if so, then so be it because ultimately we have to do what we think is best so long as it's up to us.

If you see a problem that we haven't addressed, the best and most appropriate course for a forum member to take here is to look over to the left of the post in question. See underneath that poster's name, avatar, and other info, down where there's a little triangle with an exclamation point (!) in it? Click that. That allows you to report the post to the admins so we can definitely notice it and give it a look to see what we feel we should do about it. Beyond that, obviously it's human nature sometimes to want to speak up to the poster in question who has bothered you, but we would ask that you try to refrain from doing so because quite often what happens is two or more posters all start going back and forth about the original offending post, and suddenly the entire thread is off topic or otherwise derailed. So while the urge to police it yourself is understandable, it's best to just report it to us and let us handle it. Thank you!

All of the above is going to be subject to a case by case basis, but generally and broadly speaking, this should give everyone a pretty good idea of how things will typically / most often be handled.

Rule #2

If the actions of an administrator inspire you to make a comment, criticism, or express a concern about it, there is a wrong place and a couple of right places to do so.

The wrong place is to do so in the original thread in which the administrator took action. For example, if a post gets an infraction, or a post gets deleted, or a comment within a larger post gets clipped out, in a thread discussing Paul George, the wrong thing to do is to distract from the discussion of Paul George by adding your off topic thoughts on what the administrator did.

The right places to do so are:

A) Start a thread about the specific incident you want to talk about on the Feedback board. This way you are able to express yourself in an area that doesn't throw another thread off topic, and this way others can add their two cents as well if they wish, and additionally if there's something that needs to be said by the administrators, that is where they will respond to it.

B) Send a private message to the administrators, and they can respond to you that way.

If this is done the wrong way, those comments will be deleted, and if it's a repeating problem then it may also receive an infraction as well.

Rule #3

If a poster is bothering you, and an administrator has not or will not deal with that poster to the extent that you would prefer, you have a powerful tool at your disposal, one that has recently been upgraded and is now better than ever: The ability to ignore a user.

When you ignore a user, you will unfortunately still see some hints of their existence (nothing we can do about that), however, it does the following key things:

A) Any post they make will be completely invisible as you scroll through a thread.

B) The new addition to this feature: If someone QUOTES a user you are ignoring, you do not have to read who it was, or what that poster said, unless you go out of your way to click on a link to find out who it is and what they said.

To utilize this feature, from any page on Pacers Digest, scroll to the top of the page, look to the top right where it says 'Settings' and click that. From the settings page, look to the left side of the page where it says 'My Settings', and look down from there until you see 'Edit Ignore List' and click that. From here, it will say 'Add a Member to Your List...' Beneath that, click in the text box to the right of 'User Name', type in or copy & paste the username of the poster you are ignoring, and once their name is in the box, look over to the far right and click the 'Okay' button. All done!

Rule #4

Regarding infractions, currently they carry a value of one point each, and that point will expire in 31 days. If at any point a poster is carrying three points at the same time, that poster will be suspended until the oldest of the three points expires.

Rule #5

When you share or paste content or articles from another website, you must include the URL/link back to where you found it, who wrote it, and what website it's from. Said content will be removed if this doesn't happen.

An example:

If I copy and paste an article from the Indianapolis Star website, I would post something like this:

http://www.linktothearticlegoeshere.com/article
Title of the Article
Author's Name
Indianapolis Star

Rule #6

We cannot tolerate illegal videos on Pacers Digest. This means do not share any links to them, do not mention any websites that host them or link to them, do not describe how to find them in any way, and do not ask about them. Posts doing anything of the sort will be removed, the offenders will be contacted privately, and if the problem becomes habitual, you will be suspended, and if it still persists, you will probably be banned.

The legal means of watching or listening to NBA games are NBA League Pass Broadband (for US, or for International; both cost money) and NBA Audio League Pass (which is free). Look for them on NBA.com.

Rule #7

Provocative statements in a signature, or as an avatar, or as the 'tagline' beneath a poster's username (where it says 'Member' or 'Administrator' by default, if it is not altered) are an unwanted distraction that will more than likely be removed on sight. There can be shades of gray to this, but in general this could be something political or religious that is likely going to provoke or upset people, or otherwise something that is mean-spirited at the expense of a poster, a group of people, or a population.

It may or may not go without saying, but this goes for threads and posts as well, particularly when it's not made on the off-topic board (Market Square).

We do make exceptions if we feel the content is both innocuous and unlikely to cause social problems on the forum (such as wishing someone a Merry Christmas or a Happy Easter), and we also also make exceptions if such topics come up with regards to a sports figure (such as the Lance Stephenson situation bringing up discussions of domestic abuse and the law, or when Jason Collins came out as gay and how that lead to some discussion about gay rights).

However, once the discussion seems to be more/mostly about the political issues instead of the sports figure or his specific situation, the thread is usually closed.

Rule #8

We prefer self-restraint and/or modesty when making jokes or off topic comments in a sports discussion thread. They can be fun, but sometimes they derail or distract from a topic, and we don't want to see that happen. If we feel it is a problem, we will either delete or move those posts from the thread.

Rule #9

Generally speaking, we try to be a "PG-13" rated board, and we don't want to see sexual content or similarly suggestive content. Vulgarity is a more muddled issue, though again we prefer things to lean more towards "PG-13" than "R". If we feel things have gone too far, we will step in.

Rule #10

We like small signatures, not big signatures. The bigger the signature, the more likely it is an annoying or distracting signature.

Rule #11

Do not advertise anything without talking about it with the administrators first. This includes advertising with your signature, with your avatar, through private messaging, and/or by making a thread or post.
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Closing On A House Is Hard

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  • Closing On A House Is Hard

    After the 5th time our closing date has moved, along with 5 times I've had to call Comcast, the furniture store (sectional), Sears outlet (fridge), BrandsMartUSA (washer/dryer), gas company, electric company, water company, garbage pickup, and Progressive for our Home Insurance to get start dates and delivery dates updated, we should finally close either Tues or Wed.

    3 delays due to stuff not being completed on time and the last 2 have been due to weather (city of Atlanta shutting down due to icy roads).

    If I have to make another phone call to change **** again, I'm going to go *****ing nuts.

    All our stuff is packed save for some clothes and necessary stuff for the kitchen.

    So freaking ready to own my first house with my lovely wife. Been saving since we got married 5 years ago. Seems like it's taken forever to save for a down payment.
    First time in a long time, I've been happy with the team that was constructed, and now they struggle. I blame the coach.

  • #2
    Re: Closing On A House Is Hard

    Hang in there, it will happen. Always keep in mind, nobody gets paid until this thing closes....so they want it to close as badly as you do. (Are you remembering that I'm a real estate agent?) OTOH don't be afraid to stand up for yourself, you are afterall, making the largest purchase you are likely to ever make.

    Good luck and congratulations!!
    Ever notice how friendly folks are at a shootin' range??.

    Comment


    • #3
      Re: Closing On A House Is Hard

      When I bought my first house I had issues as well, it sucks to say but I had to be an *** to get it done. My closing date kept getting pushed back for silly reasons the house was already completed.

      I wasted a weeks vacation sitting in my rental place waiting to close. It wasn't until I became direct and told them it needed to be done ASAP or I'm going to explore other options. Within 15 min I got a call to go down and sign.

      It sucks that it led to that but remember ur taking the purchase on, they should work around u and demand they do it when you need it done.
      Last edited by ThA HoyA; 02-17-2014, 01:27 PM.

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      • #4
        Re: Closing On A House Is Hard

        I won't say this works for everything but when I built my home they missed the completion date of New Years eve. I gently blew a gasket with them explaining how we had plans etc. The carpet people (whose fault it was the deadline was missed) offered to carpet two areas that we had as "storage" areas.....this added about 600 sq. ft to the "finished area" of my home. We had intended to do this sometime so their offer was "gratefully" accepted.
        Ever notice how friendly folks are at a shootin' range??.

        Comment


        • #5
          Re: Closing On A House Is Hard

          I know how you feel Spear. Our date did not get pushed back, but after being told nothing was needed the first week of my Christmas break, we got a giant list from our finance company which needed to be done in a week and a half. A big thing we did was write up a lease for home we are renting to my in-laws in order to make sure our income to output balanced right. We then had to drive half way to San Antonio from Houston to get it signed. Fortunately i was able to get everything wrapped up before the week ended and we did close on time. It is a pain but it is so worth it!

          Now if we could somehow get the former owners to come pick up this big pile of mail!

          Comment


          • #6
            Re: Closing On A House Is Hard

            Originally posted by SycamoreKen View Post
            I know how you feel Spear. Our date did not get pushed back, but after being told nothing was needed the first week of my Christmas break, we got a giant list from our finance company which needed to be done in a week and a half. A big thing we did was write up a lease for home we are renting to my in-laws in order to make sure our income to output balanced right. We then had to drive half way to San Antonio from Houston to get it signed. Fortunately i was able to get everything wrapped up before the week ended and we did close on time. It is a pain but it is so worth it!

            Now if we could somehow get the former owners to come pick up this big pile of mail!
            I get mail to former occupants from time to time. I write in red on the letter that they no longer live at this address. Then I put it back in the mailbox, raise the flag, and let the mailman worry about it.

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            • #7
              Re: Closing On A House Is Hard

              My wife made the decision to destroy it since it has been over a month since they moved out with no effort to retrieve any of it. All but the box with the bottles of wine which was on our doorstep the day after we closed.

              Comment


              • #8
                Re: Closing On A House Is Hard

                Update.

                So I moved in on Saturday. Just rented a truck and had a couple of friends help. I under estimated how much stuff we had and needed a second trip, but the 2nd trip was just my wife and me. Took us till 11:30pm to clear out the entire apartment and make sure nothing was left inside.

                Was so damn exhausting. Definitely hiring movers next time.

                Have only unboxed 3 boxes so far and that was for the kitchen. Just been too tired to do more. This weekend will hopefully get the majority of the boxes.

                Cats have been so scared and skittish of everything and every little sound. They are improving. Makes me wish I never got cats. They have the easiest damn life and are truly big pussies. Never getting cats after these 2. They've ruined it for me, and they've ruined some of our furniture.
                First time in a long time, I've been happy with the team that was constructed, and now they struggle. I blame the coach.

                Comment


                • #9
                  Re: Closing On A House Is Hard

                  We hired movers and it was so nice. We moved some stuff ourself and we still filled the truck up. Glad you got it done. We still have boxes to unpack after a month, but we have plenty of time for it. Our cats took a few days to adjust as well, but they love having an upstairs to explore.

                  Comment


                  • #10
                    Re: Closing On A House Is Hard

                    Originally posted by SycamoreKen View Post
                    We hired movers and it was so nice. We moved some stuff ourself and we still filled the truck up. Glad you got it done. We still have boxes to unpack after a month, but we have plenty of time for it. Our cats took a few days to adjust as well, but they love having an upstairs to explore.
                    The cats mostly stick to the master bedroom. When they hear the garage door open, they bolt and hide. They absolutely love laydown down up on the mantle above the fireplace.
                    First time in a long time, I've been happy with the team that was constructed, and now they struggle. I blame the coach.

                    Comment


                    • #11
                      Re: Closing On A House Is Hard

                      Must be nice to get to that point already!

                      Granted, I'm only 25, but I'm just trying to get to the point where I can afford a home. I've calculated that I have 8 months left until I have enough liquid in my savings account for emergency (should be 6 months' salary in there at all times) while being able to pay 25% down on a house. Being young and saddled with student loans in the pursuit of your first home is rough!

                      Comment


                      • #12
                        Re: Closing On A House Is Hard

                        Originally posted by Dr. Hibbert View Post
                        Must be nice to get to that point already!

                        Granted, I'm only 25, but I'm just trying to get to the point where I can afford a home. I've calculated that I have 8 months left until I have enough liquid in my savings account for emergency (should be 6 months' salary in there at all times) while being able to pay 25% down on a house. Being young and saddled with student loans in the pursuit of your first home is rough!
                        Heh, try living in a city where the average cost of a place is around 600-700k. I know its the cost of living in an urban area I chose to live in, but its still a big trade off. I'll be living in an apartment until I'm 40!

                        Comment


                        • #13
                          Re: Closing On A House Is Hard

                          Originally posted by Dr. Hibbert View Post
                          Must be nice to get to that point already!

                          Granted, I'm only 25, but I'm just trying to get to the point where I can afford a home. I've calculated that I have 8 months left until I have enough liquid in my savings account for emergency (should be 6 months' salary in there at all times) while being able to pay 25% down on a house. Being young and saddled with student loans in the pursuit of your first home is rough!
                          I congratualte your levelheadedness. You'd be suprised how many I see that have no money and barely passable credit that want to buy a home. They can do it, but I wonder if they can keep it. Having gone through this housing crisis I'm amazed that the gov't still has programs to help middle low income with a "free" down payment. Seems as though letting people get in a home with barely any money out of their pocket is a lesson they didn't learn from.
                          Ever notice how friendly folks are at a shootin' range??.

                          Comment


                          • #14
                            Re: Closing On A House Is Hard

                            Originally posted by indygeezer View Post
                            I congratualte your levelheadedness. You'd be suprised how many I see that have no money and barely passable credit that want to buy a home. They can do it, but I wonder if they can keep it. Having gone through this housing crisis I'm amazed that the gov't still has programs to help middle low income with a "free" down payment. Seems as though letting people get in a home with barely any money out of their pocket is a lesson they didn't learn from.
                            At least with my generation, I'm appalled by how little young people -- as a general rule, not as a constant -- seem to understand money.

                            My best friend is in a medical field, and I know his salary started somewhere north of $80k. He lives paycheck-to-paycheck. To each his own on how money is spent, but it blows my mind when he tells me he's late on a credit card payment and had to pay the minimum amount, when I look at the things he's purchasing instead. Doesn't have an IRA, misunderstands his 401k, etc. Again, not judging anyone, but...

                            I think my generation ran into a perfect storm of being told "if you don't go to a 4-year institution, you're a failure" and not having any kind of standardized financial education. At best, you might have had a semester of high school econ which focused on concepts like S&D and market elasticity instead of practical things, like loan terms, interest rates, etc. This is multiplied tenfold if you're a first-generation college graduate, as I am, and your parents don't have any familiarity with the student loan process.

                            I got lucky, ended up (after struggling for a few months) with a career in my field, have been able to pay back $40k of my student loan debt so far, and don't have any credit card debt since I pay off the balance each month. But I can see how other young people may be less fortunate, or caught in a tight place because they were pressured into something they never fully understood.

                            Personally, I'm just trying to pay off the remainder of my $20k student loan debt in the next 5 years, and own a house on the low end of whatever neighborhood I move into. Toughest part is saving up for that down payment while still keeping sufficient amount liquid and always preparing for the worst. Grew up in a family where dad lost his job often, so I'm always trying to prepared for worst-case financial scenarios. I kill myself a little inside every time I start looking at houses online, though, and see one I could fall in love with...

                            Comment


                            • #15
                              Re: Closing On A House Is Hard

                              Do not fall in love with a house until the negotiations are over. I have a bro-in-law that is a financial consultant to corporations. He hires himself out on piecemeal work and writes his job description to include working himself out of a job. His business is to get companies to the point where they no longer need him. Shortly after Geezer Jr. graduated college he was talking to this uncle seeking finanacial advice. His uncle said he had one piece of advice that would ensure his wealth.....spend less than you make. Geezer Jr. just stood there thunderstruck....it was as if the heavens had opened up and a voice from above had spoken to him. I'm happy to say he's putting a good deal away each month. Of course being too busy to go anywhere to spend money has some to do with that.
                              Congratulations again.
                              Ever notice how friendly folks are at a shootin' range??.

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