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Thread: Random, Scattered Disturbed Thoughts

  1. #5326
    dennaB Twes's Avatar
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    Default Re: Random, Scattered Disturbed Thoughts

    Quote Originally Posted by indygeezer View Post
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    yes, with an escalator clause.
    Nice!

  2. #5327
    Member Since86's Avatar
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    Default Re: Random, Scattered Disturbed Thoughts

    Quote Originally Posted by indygeezer View Post
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    uh no....not without a significant increase in rates according to our agent (this was 30 years ago and I'm still pissed at that agent)
    Yep. Our company's policy that any collison claim over $750 is surchargeable. Just depends on how much damage is done, and what you're previous claim history looks like on how big the surcharge is.

  3. #5328

    Default Re: Random, Scattered Disturbed Thoughts

    I have learned they you can get rear-ended by someone on an interstate highway who is not paying any attention at all to the presence of a traffic jam up ahead,

    you come out OK but with a car suffering $6K in rear end damage and being undrivable for a month,

    and you can still be responsible for your insurance deductable and cost of the rental car.

    Why?

    Because the stupid young woman who hit you, probably because she was texting or talking on the cell phone, has a bulldog lawyer for a Dad and he challenges in legal actions that the "accident" was not caused by his inattentive child who was the only person of 20 drivers who did not stop, but that the wreck was rather caused by cops who created the traffic jam in the first place by pulling over someone in an area he claims has "low visability" for oncoming traffic. He says they should have waited for a perfectly flat stretch of road to bother to stop someone.

    Mind you, we saw the traffic jam a long way ahead of time, discussing "I wonder what is going on way up ahead there with all the blue lights- it looks big!"

    But because of this bulldog lawyer, your insurance company has decided it's not worth fighting, and has declared the incident in which you were rear-ended (through no fault of your own) should, contrary to the police report, be declared a "no fault" accident and thus my insurance must cover the costs of damage to my vehicle.

    Thus I am out the collision deductable and out the cost of the rental car for the time it took for repairs, 4 weeks. All told I'm out like $800.

    Thanks Allstate!
    Last edited by Slick Pinkham; 06-06-2013 at 03:15 PM.
    The poster "pacertom" since this forum began (and before!). I changed my name here to "Slick Pinkham" in honor of the imaginary player That Bobby "Slick" Leonard picked late in the 1971 ABA draft (true story!)

  4. #5329
    dennaB Twes's Avatar
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    Default Re: Random, Scattered Disturbed Thoughts

    Quote Originally Posted by Slick Pinkham View Post
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    I have learned they you can get rear-ended by someone on an interstate highway who is not paying any attention at all to the presence of a traffic jam up ahead,

    you come out OK but with a car suffering $6K in rear end damage and being undrivable for a month,

    and you can still be responsible for your insurance deductable and cost of the rental car.

    Why?

    Because the stupid young woman who hit you, probably because she was texting or talking on the cell phone, has a bulldog lawyer for a Dad and he challenges in legal actions that the "accident" was not caused by his inattentive child who was the only person of 20 drivers who did not stop, but that the wreck was rather caused by cops who created the traffic jam in the first place by pulling over someone in an area he claims has "low visability" for oncoming traffic. He says they should have waited for a perfectly flat stretch of road to bother to stop someone.

    Mind you, we saw the traffic jam a long way ahead of time, discussing "I wonder what is going on way up ahead there with all the blue lights- it looks big!"

    But because of this bulldog lawyer, your insurance company has decided it's not worth fighting, and has declared the incident in which you were rear-ended (through no fault of your own) should, contrary to the police report, be declared a "no fault" accident and thus my insurance must cover the costs of damage to my vehicle.

    Thus I am out the collision deductable and out the cost of the rental car for the time it took for repairs, 4 weeks. All told I'm out like $800.

    Thanks Allstate!

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  6. #5330

    Default Re: Random, Scattered Disturbed Thoughts

    Sure I could have and should have had rental car coverage in my policy, but since we have multiple cars we can usually "get by" with one less car for awhile.

    We would have in this case too, but the insurance agent advised us that this was a pretty standard "you were rear-ended so it's their fault" case and we would get reimbursed for the rental car if we kept receipts. Still, being worried, I got the cheapest rental I could find (Ford Fiesta). It's a good thing I guess.

    Effin' lawyers
    The poster "pacertom" since this forum began (and before!). I changed my name here to "Slick Pinkham" in honor of the imaginary player That Bobby "Slick" Leonard picked late in the 1971 ABA draft (true story!)

  7. #5331
    dennaB Twes's Avatar
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    Default Re: Random, Scattered Disturbed Thoughts

    And you just know if his kid got rear ended by a drunk texter they'd be doing 15 to 20.

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  9. #5332

    Default Re: Random, Scattered Disturbed Thoughts

    The other insurance company sent us paperwork to sign saying we were not injured, a month or so after the wreck.

    Since we indeed were not injured, we signed it.

    I think my leverage went out the window right there though. Too honest. Sucker me!

    I should have said we won't sign jack until we are reimbursed for the claims already listed, and that I feel a headache coming on...
    The poster "pacertom" since this forum began (and before!). I changed my name here to "Slick Pinkham" in honor of the imaginary player That Bobby "Slick" Leonard picked late in the 1971 ABA draft (true story!)

  10. #5333
    Member Since86's Avatar
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    Default Re: Random, Scattered Disturbed Thoughts

    Quote Originally Posted by Slick Pinkham View Post
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    I have learned they you can get rear-ended by someone on an interstate highway who is not paying any attention at all to the presence of a traffic jam up ahead,

    you come out OK but with a car suffering $6K in rear end damage and being undrivable for a month,

    and you can still be responsible for your insurance deductable and cost of the rental car.

    Why?

    Because the stupid young woman who hit you, probably because she was texting or talking on the cell phone, has a bulldog lawyer for a Dad and he challenges in legal actions that the "accident" was not caused by his inattentive child who was the only person of 20 drivers who did not stop, but that the wreck was rather caused by cops who created the traffic jam in the first place by pulling over someone in an area he claims has "low visability" for oncoming traffic. He says they should have waited for a perfectly flat stretch of road to bother to stop someone.

    Mind you, we saw the traffic jam a long way ahead of time, discussing "I wonder what is going on way up ahead there with all the blue lights- it looks big!"

    But because of this bulldog lawyer, your insurance company has decided it's not worth fighting, and has declared the incident in which you were rear-ended (through no fault of your own) should, contrary to the police report, be declared a "no fault" accident and thus my insurance must cover the costs of damage to my vehicle.

    Thus I am out the collision deductable and out the cost of the rental car for the time it took for repairs, 4 weeks. All told I'm out like $800.

    Thanks Allstate!
    Wow...... Where was that at, CT? Good thing Indiana isn't a no-fault state.

  11. #5334

    Default Re: Random, Scattered Disturbed Thoughts

    Florida. This happened up in the panhandle where the terrain isn't totally flat, just 99% flat.
    The poster "pacertom" since this forum began (and before!). I changed my name here to "Slick Pinkham" in honor of the imaginary player That Bobby "Slick" Leonard picked late in the 1971 ABA draft (true story!)

  12. #5335
    RING THE BELL! Sandman21's Avatar
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    Default Re: Random, Scattered Disturbed Thoughts

    Quote Originally Posted by Twes View Post
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    Did the ladder have insurance?
    I sure hope it had a good life insurance policy.....
    "Nobody wants to play against Tyler Hansbrough NO BODY!" ~ Frank Vogel

    "And David put his hand in the bag and took out a stone and slung it. And it struck the Philistine on the head and he fell to the ground. Amen. "
    Want your own "Just Say No to Kamen" from @mkroeger pic? http://twitpic.com/a3hmca

  13. #5336
    future dragon trainer Heisenberg's Avatar
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    Default Re: Random, Scattered Disturbed Thoughts

    so we have basically the most expensive gas in the country right now. this sucks.

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  15. #5337
    Tree People to the Core! indygeezer's Avatar
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    Default Re: Random, Scattered Disturbed Thoughts

    Whatchu mean, I just saw it at $4.18.....it's getting cheap again!!! BTW...watch home mortgages, rates have been jumping up this week (it always happens when it becomes a buyers market). But really, is 4-4.5% all that bad? Anybody remember the 18% rates of the late 70's early 80's? I do.
    If you get to thinkin’ you’re a person of some influence, try orderin’ somebody else’s dog around..

  16. #5338
    dennaB Twes's Avatar
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    Default Re: Random, Scattered Disturbed Thoughts

    Is it time to go home yet?

  17. #5339
    dennaB Twes's Avatar
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    Default Re: Random, Scattered Disturbed Thoughts

    No really

  18. #5340
    dennaB Twes's Avatar
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    Default Re: Random, Scattered Disturbed Thoughts

    I hate the double drive thru bull*****. I fought my way thru the double drive only to have to pull into a parking spot and wait for my food.

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  20. #5341
    dennaB Twes's Avatar
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    Default Re: Random, Scattered Disturbed Thoughts

    Why can Goofy talk and Pluto can't?

  21. #5342

    Default Re: Random, Scattered Disturbed Thoughts

    Quote Originally Posted by Twes View Post
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    Why can Goofy talk and Pluto can't?
    genetic modification by Monsanto

    Last edited by Slick Pinkham; 06-07-2013 at 05:11 PM.
    The poster "pacertom" since this forum began (and before!). I changed my name here to "Slick Pinkham" in honor of the imaginary player That Bobby "Slick" Leonard picked late in the 1971 ABA draft (true story!)

  22. #5343
    dennaB Twes's Avatar
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    Default Re: Random, Scattered Disturbed Thoughts

    Quote Originally Posted by Slick Pinkham View Post
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    genetic modification by Monsanto

    We seem to be missing Lassie and Rin Tin Tin who seemed to understand English perfectly although they never cut loose with it. Run Joe Run!

  23. #5344

    Default Re: Random, Scattered Disturbed Thoughts

    they weren't animated though
    The poster "pacertom" since this forum began (and before!). I changed my name here to "Slick Pinkham" in honor of the imaginary player That Bobby "Slick" Leonard picked late in the 1971 ABA draft (true story!)

  24. #5345

    Default Re: Random, Scattered Disturbed Thoughts

    The poster "pacertom" since this forum began (and before!). I changed my name here to "Slick Pinkham" in honor of the imaginary player That Bobby "Slick" Leonard picked late in the 1971 ABA draft (true story!)

  25. #5346
    Member ilive4sports's Avatar
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    Default Re: Random, Scattered Disturbed Thoughts

    mmmm. beer.

  26. #5347
    Tree People to the Core! indygeezer's Avatar
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    Default Re: Random, Scattered Disturbed Thoughts

    Well the invasion of the 17 year cicada must be over, I haven't seen or heard Twes for a few days.
    If you get to thinkin’ you’re a person of some influence, try orderin’ somebody else’s dog around..

  27. #5348
    Member thewholefnshow31's Avatar
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    Default Re: Random, Scattered Disturbed Thoughts

    If you are going to be that person in the office that always uses their speaker phone to answer calls please shut your freaking office door. Nobody wants to listen to your conversations!

    Thank god for my noise cancelling headphones.

  28. #5349
    future dragon trainer Heisenberg's Avatar
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    Default Re: Random, Scattered Disturbed Thoughts

    so anyone effected by this big "weather event" yet? not supposed to swing through here for a couple more hours.

  29. #5350
    Member thewholefnshow31's Avatar
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    Default Re: Random, Scattered Disturbed Thoughts

    I headed home early thinking that Indy was going to get hit pretty hard given what they were saying leading up to it, but the wife and I slept right through everything that might have come through.

    I woke up a little bit due to some wind, but we had nothing really hit where I live.

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