By the end of the year our government is hoping to get everyone who receives service connected disability payments on direct deposit. Hoping is their word but they also discuss that people who don't sign up will get a pay card and it will charge for transactions. This truly sucks for me because I will usually hold back a little for any tool or other purchases now that all of my check will be going straight to the bank account and I will have to give up getting a few small purchases I do every month. I have always preferred the check myself for that reason. Now I will have to show the actual price of stuff and my wife will be seeing that. She does the same with her part-time work of delivering phone books. I had to do direct deposit with my new part-time job as well, and that is ok with me there. Being in the business that I am of buying, rebuilding and selling engines sometimes I might have to dip into my cash reserve to get better quality parts to make extra money and make the engine easier to sell. I always pay it back afterward. I can see the wife freaking out a little bit if I had to dip into our account a couple hundred bucks to make a profit of 500$ extra on an engine. Hopefully in the next few months I will get the approval for my VA grant and have an actual shop where I will have that cash reserve to not touch that personal cash. I guess I am just an old fart who prefers to see the check in my hand.