***** First of all, THIS IS NOT A SOLICITATION. IT IS STRICTLY FOR INFORMATION PURPOSES.
***** Mods, please do not move this thread until after midnight tonight into the shout box as it will have maximum visibility in this forum.
I found out today that students who are still in school (or within their 6 month grace period) are eligible to consolidate their student loans just like those who are out of school. Now, I am currently in grad school and I found out that I can consolidate my student loans (locking in the ultra low interest rates that I have today). I contacted my lender and requested early repayment status - which is required to remove your status as being in school (i.e. you waive your grace period). But, I filled out the online application online and e-signed it, thus preserving the 2.77% interest rate.
Rates are going up 1.93% as of midnight tonight. It might do you good to take care of this now and save you some money over the long run.
Hicks, I know that you (as well as others on this board) are in school right now too.
If your loans are with Sallie Mae, then all you have to do is go to http://www.smartloans.com/student .
If you are not currently in school and your loans are with Sallie Mae, then go to http://www.smartloans.com .
If you have loans with other lenders, then look up your lender online and fill out the application. My loans were filled in for me (since I went to my lender's website). I was told that you don't necessarily have to know all of your lender and balance information (a best guess situation would apply).
I don't know anything further than what I was told and what I read on the website.